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A Fresh Look at RRSPs for 2021: A Roundup of Key Strategies for Accumulation and De-Accumulation

Now, in 2021, sixty-four years later, the plan is a centrepiece of Canadian retirement plans: occupying the dominant position once held by venerable vehicles such as the Defined Benefit (DB) pension plan. Now, with the TFSA increasingly becoming a favoured option for Canadian savers, RRSPs are sometimes being put on the back burner.